Directory
Lenders that finance Amazon business acquisitions (2026)
This directory lists 4 lenders and SBA loan brokers whose own materials, an interview they gave, or a written confirmation show they finance e-commerce acquisitions. Many SBA lenders finance these deals without saying so publicly, so the list will grow as lenders confirm. Last verified October 10, 2026.
- Lenders listed
- 4
- SBA lenders
- 2
- SBA loan brokers
- 2
- Evidence on own site
- 3
Last verified October 10, 2026
Of the 4 lenders listed, 2 are SBA lenders and 2 are SBA loan brokers; 3 show the activity on their own site and 1 in a published interview.
Which lenders finance Amazon acquisitions?
Showing 4 of 4
| Name | Type | Deal size | Evidence |
|---|---|---|---|
| Ameris Bank | SBA lender | SBA 7(a) $400K to $5M | Interview given by the lender, published by a marketplace |
| Celtic Bank | SBA lender | Up to $5M (SBA 7(a)) | Lender's own site |
| Ecommerce Lending | SBA loan broker | SBA 7(a) program $750K to $5M | Firm's own site |
| GoSBA Loans | SBA loan broker | Acquisition loans up to $5M; larger through pari passu | Firm's own site |
What does each lender publish?
Ameris Bank
amerisbank.com- HQ
- Georgia, US
- Deal size
- SBA 7(a) $400K to $5M
- Products
- SBA 7(a) term loans including business acquisition; SBA 504
Evidence
Its VP of National SBA Lending said in a published interview that e-commerce is one of the bank's most frequent acquisition sectors. Interview given by the lender, published by a marketplace
Sources (2)
Last verified: October 10, 2026
Celtic Bank
celticbank.com- HQ
- Salt Lake City, UT
- Deal size
- Up to $5M (SBA 7(a))
- Products
- SBA 7(a) loans, including the purchase of an existing online business
Evidence
Its e-commerce page lists buying an existing online business as an SBA 7(a) use, and it publishes an e-commerce acquisition case study. Lender's own site
Last verified: October 10, 2026
Ecommerce Lending
ecommercelending.com- HQ
- Not published
- Deal size
- SBA 7(a) program $750K to $5M
- Products
- SBA 7(a) acquisition financing; larger programs through commercial and institutional partners; buyer and business prequalification
Evidence
States that it provides acquisition financing for e-commerce and online business acquisitions, matched with SBA, commercial and institutional capital partners. Firm's own site
Last verified: October 10, 2026
GoSBA Loans
gosbaloans.com- HQ
- Not published
- Deal size
- Acquisition loans up to $5M; larger through pari passu
- Products
- SBA 7(a) business acquisition loans, pari passu structures, partner buyouts
Evidence
Its own blog says it has helped borrowers acquire seven-figure e-commerce brands and covers Amazon FBA acquisitions. Firm's own site
Last verified: October 10, 2026
Working capital is not acquisition financing
Several financing companies well known to Amazon sellers fund inventory and working capital only, through advances against future sales or receivables. They do not finance the purchase of a business, so this directory leaves them out.
What will a lender test before financing an Amazon acquisition?
Under SBA SOP 50 10 8.1, historical earnings must cover debt service at 1.25x, and projections cannot close the gap. Read what SOP 50 10 8.1 changes for Amazon acquisitions, then test a deal in the DSCR calculator.
Questions
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Can you get an SBA loan to buy an Amazon business?
Yes. An Amazon FBA business can be bought with an SBA 7(a) loan, subject to the lender’s own credit policy and to the rules of SBA SOP 50 10 8.1: 1.25x debt service coverage on historical earnings, 10% equity for an initial acquisition, and a quality of earnings report from a $3 million purchase price. Our SOP 50 10 8.1 guide sets out what changes for Amazon acquisitions.
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What is the difference between an SBA lender and an SBA loan broker?
An SBA lender makes the loan itself, under the SBA’s guaranty. An SBA loan broker does not lend: it prepares the borrower’s file and places it with lenders. This directory labels each firm with the type it publishes.
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How is this directory maintained?
A lender is listed only when its own materials, or an interview it gave, show it finances e-commerce acquisitions, with US relevance and activity since 2025. Products, deal sizes and locations appear only as the firm publishes them. Order is alphabetical, no firm pays to be listed, and firms are not scored or ranked. Entries were last verified on October 10, 2026.